Money Basics: A Beginner’s Complete Guide to Financial Literacy

Money Basics: A Beginner’s Complete Guide to Financial Literacy

Build a stronger financial foundation, one practical step at a time.

Written by Emmanuel S. Desmolieres, CLTC®, founder of Planning & Prospering, this beginner-friendly guide explains budgeting, emergency savings, debt, credit, investing, retirement, insurance, taxes, and legacy planning in plain language.

Turn learning into action

Practical examples, chapter action steps, reflection prompts, a financial checklist, and a first-30-days plan help you apply what you learn. Selected action pages include writing space for your next step and deadline.

Who it’s for

Adults beginning their financial education, starting fresh, or seeking a clear refresher on the fundamentals.

What you receive

The updated 49-page PDF ebook, including the cover and clickable contents. Read on a PDF-compatible device or print pages for personal use.

Digital ebook only. No physical book, Playbook workbook, or recorded session is included.

General U.S. financial education. This ebook does not provide personalized investment, insurance, tax, or legal advice. Examples are illustrative; rules and limits may change.