Debt Daylight Dashboard

You don't have a money problem. You have a visibility problem.

Most people carrying debt have never put all of it in one place at the same time. They know the payments. They don't know the total. They don't know the finish line. And without a finish line, it's impossible to stay motivated long enough to reach it.

The Debt Daylight Dashboard changes that.

Five color-coded tabs that walk you through the whole system — step by step, number by number — until you can see exactly where you stand and exactly when you'll be done.

What's inside: — My Debt List: Every debt, one place. Balances, rates, minimums, totals. Nothing hidden. — Snowball Tracker: Your payoff order, your rolling payments, your momentum building month by month. — Budget Snapshot: 8 spending categories with automatic annual totals and percent-of-income calculations. Find out where the money is actually going. — Payoff Timeline: Enter your extra payment and see your real debt-free date — not the minimum-payment date that stretches 18 years into the future. Your actual finish line. — Start Here: The roadmap, the mindset, and the Sofia quote that makes it all make sense.

Yellow cells = you fill in. Everything else calculates automatically.

Instant download. Google Sheets or Excel compatible.