# Retirement Wealth Planner!

**Retire With Confidence, Not Guesswork. See Instantly If You're On Track.**

A complete retirement planning system in one spreadsheet. Enter your age, savings, monthly contribution and income goal, and it projects your nest egg year by year, tests different retirement ages side by side, and shows exactly how long your savings will last. If there's a gap, it tells you how much extra to save each month to close it. Just enter your details, and everything else updates automatically.

**What's Inside**

👤 **Simple Profile & Inputs:** enter your current age, target retirement age, life expectancy, savings, monthly contribution, expected return, inflation, desired retirement income, guaranteed income (Social Security/pension) and withdrawal rate, all on one sheet

📈 **Year-by-Year Nest Egg Projector:** see how much you'll have at any retirement age, with contributions, growth and withdrawals from today through your planning age

🌍 **Inflation-Adjusted Projections:** your nominal nest egg alongside its real purchasing-power equivalent in today's money, so you plan around what your savings will actually buy

🎯 **Safe Withdrawal Calculator:** see the retirement number you need at 3%, 3.5%, 4% (the classic 4% rule) and 5% withdrawal rates, plus your own custom rate, and how many years your nest egg will last

⚖️ **Retirement Age Comparison:** model retiring at 55, 60, 65 and 70 side by side, with nest egg, retirement number, gap and longevity for each

📊 **Savings Gap Analyser:** see whether you're on track and exactly how much extra to save each month to close any shortfall

🏠 **Interactive Dashboard:** five key numbers at a glance (projected nest egg, retirement number, savings gap, how long it lasts and extra monthly savings needed), plus an income sources breakdown

🩺 **Health Band Rating:** a clear Excellent, Good, Fair or Needs Improvement rating based on how funded your plan is

📉 **Visual Charts:** retirement age comparison, nest egg growth (nominal vs real), retirement income sources, nest egg composition (contributions vs growth), retirement timeline, withdrawal rate comparison and savings gap charts

🏆 **Achievement Badges & Smart Insights:** five milestone badges that tick off as your plan gets closer to your goal, plus plain-English insights on your nest egg, gap, longevity and income mix

✅ **Built-in Guide & Preview:** a Guide sheet to get you started and a Preview sheet with sample data showing how it all works

**Why You'll Like It**

Everything recalculates instantly. Change your age, savings, contribution, return, inflation or retirement age and every projection, status, rating, chart and insight updates automatically, with no manual work.

**What's Included**

Instant .xlsx download

Compatible with Microsoft Excel 2016+, Microsoft 365 and Google Sheets

Works with any currency, with no symbol locked in

No macros, plugins, or add-ons needed

Lifetime access and all future updates

Clean, color-coded inputs so you always know what to edit

**Who It's For**

Anyone who wants to understand where they stand on the path to retirement, with specific numbers instead of vague guesses. Whether you're in your 30s just starting to think about it, in your 40s wondering if you're behind, or in your 50s deciding whether you can afford to stop working, this gives you the real picture. It's especially useful if you've never calculated your "retirement number", or want to compare different retirement ages before making any decisions.

**One-time payment, lifetime access & updates**