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The Money Reset Checklist (Free): 12 Steps to Budget, Pay Off Debt and Start Investing

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A free, printable checklist: 12 plain steps to get your money in order.

  • Stage 1, see where you are: take-home pay, every bill, every debt, and a simple monthly plan.
  • Stage 2, build a cushion: a starter emergency fund, a debt payoff order (snowball or avalanche), and automatic minimum payments.
  • Stage 3, grow it: any employer match, index funds and fees, one automatic monthly investment, and a rule for bad markets.

Three pages, tick boxes, no special software. Educational only, not financial, tax or legal advice.

You will get a PDF (76KB) file