College Costs Family Discussion Guide

COLLEGE COSTS FAMILY DISCUSSION GUIDE — Six Prompts to Help Parents and Students Get on the Same Page to Plan and Pay for College

Paying for college is one of the biggest financial decisions a family will ever make — but most parents and students never sit down to talk through the numbers, expectations, and responsibilities together. This free guide from Empowering Your Finance gives families a simple, structured way to have that conversation, helping parents, students, school counselors, and educators get aligned before the tuition bills start arriving.

What's inside:

• Parent prompts — what you've saved, what you can contribute from income, and whether you're willing to borrow
• Student prompts — work hours, GPA goals, SAT/ACT prep, and how much debt is reasonable to take on
• Shared prompts — scholarship and discount strategies, need-based aid eligibility, and manageable loan payments
• Real talk on debt — how to keep combined loan payments to 10% or less of expected income

Whether your student is a freshman in high school or a senior weighing offers, this guide helps your family ask the right questions, set realistic expectations, and build a plan to pay for college with clarity and confidence.

Download your free copy today and start the conversation with your family.