2027 Annual Budget Planner Spreadsheet (Google Sheets + Excel)

Plan all of 2027 in one spreadsheet: a monthly budget tab for every month from January to December 2027, a yearly dashboard that adds it all up, sinking funds for the big stuff, and a quarterly net-worth snapshot. Works in Google Sheets and Excel with no formulas to touch.

What's inside

• Dashboard: income so far, spent so far, left over, share of income kept, sinking-fund total and latest net worth, with a month-by-month chart and a category-by-month table.
• Settings: up to 8 income sources and 25 spending categories with monthly amounts.
• 12 month tabs dated January–December 2027: log paychecks and payments; budget, spent and left per category fill in automatically, with an Adjust (+/−) column for one-off changes.
• Sinking Funds: up to 12 goals with % funded and how much to save per month.
• Net Worth: assets and debts on Jan 1, Apr 1, Jul 1, Oct 1 and Dec 31, 2027.

You receive: the Excel file (.xlsx) plus a PDF quick-start guide for Google Sheets. Start Here tab with 5 set-up steps and sample data you can clear.

Templates are budgeting tools, not financial advice. Personal-use licence: planfulpanda.com/licence · Refunds: planfulpanda.com/refunds. Not affiliated with or endorsed by Google or Microsoft. Sold by Lawrence Value Group LLC (PlanfulPanda).

Designed by PlanfulPanda with AI-assisted tools; every formula and layout is checked before listing.