Raising Money-Smart Kids: Wealth-Building Basics Taught Through Chores

A family money curriculum that grows from piggy-bank jars to real accounts.

Kids are already learning about money by watching you. This 19-page guide turns those lessons into a plan, tied to chores your child already does and organized by the CFPB's developmental stages, from jars and allowance to earned income, custodial accounts and an honest talk about crypto.

What's inside:

• 5 age-based modules, ages 3 to 18
• A chores and allowance cheat sheet that keeps family duties unpaid
• Custodial accounts explained, including the 2026 Roth IRA limit
• A literacy-first primer on digital currency for teens
• Word-for-word scripts for money talks at every age
• A fillable weekly chore and money tracker, plus a family money meeting and savings goal sheet

Best for: Parents who want their kids to leave home money-confident. Educational only, not financial advice.