The Money-Leak Audit Workbook

Most people don't have a spending problem — they have a leak problem. Money leaves every month through subscriptions you forgot, bills you never re-shopped, fees you never noticed, and free trials that quietly started billing.

The Money-Leak Audit Workbook is a 32-page fillable PDF that walks you through finding every leak and fixing it. Every worksheet works on screen (type straight into the fields) or printed with a pen.

WHAT'S INSIDE:

• The 10-Minute Money Leak Audit — 10 leak categories, one pass: check each box, write the amount, mark it fix-or-keep, and total your monthly and yearly leak

• 24 fixes in 4 parts: The Audit (subscriptions, phone, insurance, energy, streaming, annual fees) · Same Thing, Cheaper (store brands, generics, refurbished tech, library, diapers, glasses) · Money Leaks (trials, in-app subs, renewals, ATM fees, delivery markups, warranties) · Free Instead (credit monitoring, PDF tools, design tools, budgeting, audiobooks, workouts)

• Every fix includes step-by-step instructions plus a fill-in box for YOUR numbers — because the workbook can't audit your bills; only you can

• Word-for-word bill negotiation scripts for internet, phone, and insurance bills — including exactly what to do when they say no

• The 48-Hour Rule impulse-buy tracker (30-day log) and an annual renewal calendar with cancel-by dates

• A one-page Money-Leak Plan to pin to the fridge, and a full disclaimer page

THE HONESTY STANDARD:

Every savings figure in this workbook is either cited to a real study (named on the sources page) or explicitly marked as illustrative — a realistic range, not a promise. There are no invented numbers, no fake testimonials, and no "customers saved $X" stories. Your results depend on your bills, your usage, and your follow-through — nobody else's.

WHO IT'S FOR:

Anyone who suspects money is leaking out of their accounts every month and wants a structured way to find it and stop it. No budgeting experience needed.

DETAILS:

• 32 pages, US Letter size

• Fillable PDF — works in any PDF reader, or print it

• 279 fillable fields: checkboxes, amount boxes, and write-in lines

• Digital download — no physical product ships

NOT FINANCIAL ADVICE:

This workbook is educational material, not financial advice. It does not recommend any specific financial product or investment, and its author is not a licensed financial advisor. Prices, plan terms, and fees change — always verify current terms with your provider before acting.

REFUNDS:

This is a digital download. Because the file can't be returned, all sales are final — no refunds. Read the description carefully before buying.