Regulation CC Funds Availability Schedule | 2026 Quick Reference Guide

Need a faster way to understand Regulation CC funds availability requirements?

The Jay Get It Regulation CC Funds Availability Schedule is a one-page quick-reference guide designed to help banking professionals quickly identify when deposited funds are generally required to become available under federal Regulation CC.

Instead of digging through lengthy regulations or complicated policy documents, this guide organizes key information into an easy-to-scan Deposit Type → Requirements → When Available format.

Inside the Guide

• Cash deposit availability

• Electronic payment availability

• U.S. Treasury checks

• U.S. Postal Service money orders

• Federal Reserve and Federal Home Loan Bank checks

• State and local government checks

• Cashier’s, certified, and teller’s checks

• On-us checks

• Standard check availability

• Nonproprietary ATM deposits

• Exception hold reminders

• New-account considerations

• Banking-day and cutoff-time reminders

• Current $275, $550, and $6,725 Regulation CC thresholds

Great For

Bank tellers, personal bankers, branch managers, credit union employees, new-hire training, banking trainers, and anyone studying Regulation CC.

Updated for Current Regulation CC Thresholds

The guide reflects federal threshold adjustments effective July 1, 2025, including the $275 next-day amount and $6,725 large-deposit/new-account threshold.

Format: 1-page downloadable PDF

Brand: Jay Get It

Topic: Regulation CC / Funds Availability / Check Holds

Important: This resource is designed for educational and training purposes and is not legal advice. Financial institutions may provide faster availability and may have institution-specific policies and procedures. Always follow your institution’s current funds-availability disclosures and procedures.

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FILES INCLUDED

• PDF • 1 pages

Digital download. No physical item will be shipped. Review the cover previews and resource details before ordering.

HOW TO USE THIS RESOURCE

Choose a focused topic, review the material, then use it alongside your institution’s current policies, procedures, and required training. It does not replace institution approval or professional advice.

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QUESTIONS BEFORE ORDERING

For format, access, licensing, or team-distribution questions, contact Jay Get It at https://jaygetit.com/support/ before sharing or distributing copies.

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