Professional Credit Analysis Dataset – 500+ Corporate Records (Excel/XLSX)

Master the art of credit risk assessment with this high-fidelity, synthetic dataset. Designed specifically for Credit Analysts, Fintech Developers, and Finance Students, this Excel file provides a realistic environment to practice financial modeling, automated risk scoring, and portfolio management.

What’s Inside?

This dataset contains 500 unique corporate records spanning various high-growth and stable industries, including SaaS, FinTech, Infrastructure, Energy, and Manufacturing. Each record is built with logical financial correlations to simulate real-world risk scenarios.

Key Features & Metrics:

• Comprehensive Financials: Revenue, EBITDA, Total Debt, and Interest Expense.
• Critical Risk Ratios: Pre-calculated Debt/EBITDA (Leverage), DSCR (Debt Service Coverage Ratio), and Current Ratio.
• Behavioral Tracking: Includes Days Sales Outstanding (DSO) and categorical Payment Status (Current to 90+ Days Past Due).
• Automated Risk Engine: A built-in Excel formula that dynamically assigns a Risk Rating (Low, Medium, High) based on financial health.
• Ready-to-Use Formatting: Professionally styled with color-coded conditional formatting, frozen panes, and filterable headers for immediate analysis.

Who is this for?

• Aspiring Analysts: Build your portfolio by creating dashboards and credit memos using realistic data.
• Fintech Founders: Test your automated revenue management or AR software prototypes.
• Educators: A perfect "clean" dataset for teaching financial ratio analysis and credit modeling.

Product Specifications

• Format: .XLSX (Microsoft Excel)
• Size: 500 Rows x 13 Columns
• Instant Download: Yes
• Editable: Yes (No password protection)