Capital Access Tool Kit by Collective Agency

Capital Access Toolkit: Find the Right Funding at the Right Time

The Capital Access Toolkit is a self-guided digital workbook designed to help small and micro business owners make confident, informed decisions about how to fund their growth. Instead of testing your “readiness,” it helps you understand your relationship to money, explore both borrowing and non-borrowing options, and align your funding choices with your business model, values, and comfort with risk. Whether you’re considering loans, grants, crowdfunding, or alternative financing, this toolkit provides the clarity and tools you need to make smart, values-aligned decisions.

Perfect for entrepreneurs, consultants, and creators who want to understand how funding systems work and choose the right capital for their goals, this toolkit can be used anywhere—it’s not tied to any one state or funding program.

What’s Inside the Capital Access Toolkit:

Finding the Right Funding at the Right Time

• Quick Reference Matrix – A snapshot of what traditional lenders look for and alternative ways to access funding while you build toward future opportunities.
• Funding Types Guide – A detailed spreadsheet outlining each funding option, its typical uses, ideal business stage, how to access it, and the pros and cons of each.
• Funding Needs + Match Worksheets – Tools to help you identify what your business really needs and connect those needs to the most fitting types of funding.
• Values-Based Rubric for Choosing Funding Institutions – A guided worksheet to evaluate lenders and funders based on leadership makeup, investments, and workplace culture.
• Bonus AI Prompt for Researching Funders – A ready-to-use prompt that helps you quickly find public information about an institution’s values and investment practices.

Strategic Planning + Reflection Tools

• Strategy Worksheet – Helps you think ahead about where your business is going, what milestones to consider, and how to plan your next goals without surprises.
• Capital Reflection Page – Journaling prompts to explore your mindset around money, power, and growth so your funding strategy aligns with your long-term vision.

Retail Value $146 (You Save $67)