Basic Dispute Guide

Your beginner playbook. Learn how to read your credit reports, find the errors dragging down your score, and mail your first round of disputes the right way — in plain English, backed by federal law.

What's inside:

- How to pull all three credit reports (free, from the right source)

- How to read a report and spot the 4 error types

- A sample tradeline with the common errors flagged

- How long each item can legally stay on your report

- Sending a clean first round by certified mail + the bureau addresses

- 12 ready-to-send starter dispute letters