Financially Chic: Live a luxurious life on a budget, learn to love managing money, and grow your wealth

Does the topic of money and personal finance stress you out? Would you like to learn more about living an ‘expensive’ life on a budget?

Instead of feeling constricted and broke when you are on a slim income or have debt to pay off, ‘Financially Chic’ invites you to look upon it as a fun and exciting adventure; where you can gain as much enjoyment as possible for the least amount of cost, as well as learning to get ahead financially. It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from.

My wish for this book is that it encourages you to think about money in a way that makes you feel in control, uplifted and inspired to steer yourself towards a joyous and prosperous future. I want to share my contagious beliefs that dealing with your money can be fun and exciting. I know many women have a fractious relationship with their finances and can often be quite scared of dealing with things. I have felt that way in the past too.

I do hope you will join me in this journey because it feels so much better to have a good relationship with your money than not. I love the saying Look after your money, and your money will look after you. It does not have to be scary, and you do not have to worry about becoming greedy if you focus on your finances; all that will happen is that this important area of your life will feel happier, freer and more bountiful. It is a glorious feeling and it is well within your reach.

I hope that by the end of this book you will be eager and enthusiastic about your own finances, in fact, I am sure you will.

~~ Fiona Ferris

Contents:

Introduction
How I became interested in personal finance
About this book

Chapter 1. Start from the beginning
What do you believe about money?
Make your finances fun and enjoyable
Simplify your life

Chapter 2. Be savvy and a good steward of your money
Living well on a moderate income
Add up what your vice is costing you
Try out cheaper options
‘The free part’
Cap limits in your life
Decide for yourself what you splurge and save on
Spend more time at home
Make your own meals most of the time
Do not be afraid to ask for gifts
Slim down your magazine choices

Chapter 3. Live like a millionaire now and feel rich every day
Do not wait to be rich to feel good
Use your good things
Surround yourself with beauty
Keep only what your future self would have in her beautiful home
Visit five-star luxury and soak it in
Replace broken items with quality, cherish the rest
Feel luxurious in budget-friendly ways
Curate your wardrobe
Cultivate an expensive-looking personal style
Have an elegant personal demeanour
‘Expensive’ décor on a budget

Chapter 4. See how you rich are already
Know where your finances are at
Speak positively about your finances
Cultivate a happy and relaxed feeling around money
Contentment as a financial tool
Think beyond a purchase to its exit

Chapter 5. Inspire yourself to a wealthy future
Keep your vibration high
Share your dreams with your other half
Commit to being debt-free
Take inspiration from expensive stores
Read inspirational money books and find fun ways to educate yourself
Think as if you were creating your own personal brand
Have role models

Chapter 6. Make your own money and be a success
What are your unique gifts that others might pay for?
How to make money from your blog
Just do it
Act immediately
Moving forward on an idea
Write your goals down every day
Be a shining example to influence others

Final tips
100 Ways to be Financially Chic

About the author