akT Finance+ Tracker

Your whole financial picture on one page. Private, offline, and yours to keep.

The akT Finance+ Tracker is the companion to the akT books. It starts simple and grows with you: switch on more as you move along the road, and nothing you've entered is ever lost when you do.

IT GROWS WITH YOU

A five-question readiness check sets it to where you are now:

• The Long Road, Blocks 1–4: foundation, protection, first investment, doing it yourself

• Higher Ground: your work-optional number, every UK allowance tracked for both partners, and an estate map for your solicitor

• Optional add-ons: Open Hands (giving pots, Gift Aid, a family support agreement) and Long Odds (an honest ledger for lotteries, betting, crypto or trading)

WHAT'S INSIDE

• Net worth: everything you own and owe, in pounds or pesos

• Two printable statements: a SALN (assets, liabilities and net worth) and a statement of income and expenses. Print them, save as PDF, or download for a spreadsheet

• Bank statement import: drop in a CSV, review the suggested categories, and nothing is saved until you confirm

• Budget vs actual, tagged essential or discretionary

• Emergency fund targets in the book's three tiers, linked to the real account the money sits in

• Debt payoff order, snowball or avalanche, with the reason for the suggestion

• Insurance review: every policy in one sentence, overlaps and gaps flagged

• Forecast and freedom ladder: roughly when your savings could cover each bill for good

• Warnings when two goals are counting the same money twice

• Check-ins, an audit log of every change, and a step-by-step setup list for your level

• Sample data to explore first, so you see it full before you start

PRIVATE BY DESIGN

One file that opens in your web browser. No account, no subscription, no internet needed. Nothing you type is sent anywhere, not even to us. Back it up with one click, and restore it on any computer.

WHAT YOU GET

• The tracker as a single file (HTML), yours to keep for good

• Free updates as it improves

Best on a laptop or desktop computer. It works in any modern browser; phones, especially iPhones, can be less reliable at saving.

Price: £9.99

By Arlan & Krizelle · akT Personal Finance Stewardship

Financial education and organisation, not regulated financial advice. Projections are illustrative, and investments can fall as well as rise. UK tax figures are for 2026/27 in England, Wales and Northern Ireland.