The Next 90 Days - Layoff Financial Survival Binder

The Next 90 Days - Layoff Financial Survival Binder

You just lost your job. Your heart is pounding, your head is spinning, and somewhere under the panic is one question you're afraid to answer: how long will my money last?

This binder answers it in one sitting.

Type in your numbers and it does the math for you. Your savings, your severance, your bills. Then it shows you your runway: the exact number of months you can cover starting today. No spreadsheet. No calculator. No guessing at midnight. A number ends the spiral, and this gives you yours in about twenty minutes.

Then it walks you through everything the panic makes you forget:

The 72-hour checklist so you collect every dollar you're owed before deadlines pass. The severance page you must read before you sign anything. The COBRA vs marketplace comparison that can save you hundreds a month, with the totals calculated for you. Bill triage that tells you what to pay first, what to negotiate, and what to pause. Word-for-word phone scripts for creditors, so you never improvise while your voice is shaking. Scripts for telling your family, announcing on LinkedIn, and asking for references. And a 90-day weekly check-in system so the plan stays alive until the offer letter lands.

I've spent over thirty years as a human resources executive. I've sat on the company's side of the table during layoffs, and I know exactly what happens after you walk out of that room, because I've watched it from the inside. This is everything I would hand a friend the night they got the call.

40 pages. Over 500 fillable fields. Automatic calculations in Adobe Acrobat and the free Adobe Reader. Yours forever, use it on your timeline.

You didn't choose this season. You can still choose how you walk through it.