LATE PAYMENT REMOVAL LETTER

According to FICO, PAYMENT HISTORY is the single largest factor that impacts a person's Credit Score, accounting for 35% of the total Credit Score. 

And because Credit Scores have a range between 300 to 850. That means Late Payments can change scores up to 192 points!

Those 192 Points make a huge difference. They can take you from having "POOR" Credit to "VERY GOOD" Credit and from "FAIR" Credit to "EXCEPTIONAL" Credit. 

This means if you master the process of removing Late Payments from Credit Reports, you've mastered the most impactful part of Credit Repair. 

You will need to access a copy of your credit report so that you can have the list of account that have late payment remarks on.

• Do not forget to send letter to all bureaus
• Try your best to proof read and edit typos
• Also if you have multiple Late Payment accounts do not list no more than 3-4 on each letter