Personal Finance Planner Spreadsheet - Standard (XLSX)

Personal Finance Planner is a tool designed to track monthly expenses and build savings plan. The tool is designed to manage multiple debit accounts (savings / current accounts) and credit accounts (credit cards) while keeping funds allocated for monthly expenses and savings separated. There is also a analysis tool which helps to analyze monthly expenses.

The tool is designed with the following rules:

• Balance at month end should be 0. Remaining funds for each month are deposit into savings.
• Income and money received is recorded as positive value.
• Expenses is recorded as negative value.
• Savings fund is managed separately from monthly expenses.
• Fund is reserved to pay every single cent spent on credit card by month end.
• Each expenses is tracked on net value spent / received.
• No overdraft. Overspend amount is deducted from savings.

Limitation for Standard Version:

• 80 rows entry per month
• No access to calculation formula.
• Not allowed to add / delete sheet.
• On the other hand, the Ultimate Version (https://payhip.com/b/OSTH) with full access without any limitation.

Visit https://financeplanner.codearteng.com/ for more information and user guide.