Freelancer Money OS — Starter

Run your freelance finances like a business.

Freelancer Money OS is an all-in-one financial system with 5 connected tools. Track income, expenses, and taxes — all in one place.

📊 STARTER INCLUDES (5 Tools):

✓ RATE CALCULATOR

  - Calculate profitable hourly/daily/project rates

  - Factor in costs, taxes, and profit margin

  - See your true take-home pay

✓ INVOICE SYSTEM

  - Create professional invoices

  - Track payment status (Draft → Sent → Paid → Overdue)

  - Manage clients

  - Partial payment tracking

✓ EXPENSE TRACKER

  - Log expenses by category

  - HMRC mileage calculator (45p/25p rates)

  - Tax-deductible flagging

  - Monthly trend charts

✓ TAX ESTIMATOR

  - UK 2025/26 tax bands

  - National Insurance (Class 2 & 4)

  - Quarterly payment estimates

  - Custom mode for non-UK users

✓ BUSINESS DASHBOARD

  - Revenue, expenses, profit overview

  - Cash position tracker

  - Top clients by revenue

  - Key metrics at a glance

💡 WHY THIS IS DIFFERENT:

All 5 tools are CONNECTED. Enter an expense once — it flows to your tax estimate AND dashboard automatically. No copy-pasting between spreadsheets.

🎯 PERFECT FOR:

- UK freelancers and self-employed

- Anyone who hates accounting but needs to do it

- Freelancers preparing for self-assessment

📁 FORMAT: HTML application (works in any browser, offline)

Your data stays on YOUR computer — no accounts, no subscriptions.

Want AI prompts and detailed guides too?

👉 Upgrade to Freelancer Money OS Complete (£99)

Instant download after purchase. NOTE: YOU MUST EXTRACT THE ZIP FILE BEFORE USING!