Groundwork Bill-to-Working-Hours Converter

See what your bills cost in working hours.

The Groundwork Bill-to-Working-Hours Converter is a guided Microsoft Excel workbook that converts recurring bills into average monthly costs and the working time required to pay them. It then compares those totals with your average monthly take-home pay and working hours so you can see what is already committed—and what remains.

WHAT YOU’LL SEE

• Monthly money used and the amount remaining or over

• Monthly working time used and the time remaining or over

• The bill requiring the most working time

• A bill-by-bill breakdown of average monthly cost and working time

WHAT YOU’LL ENTER

• Take-home pay and hours worked from the same pay period

• Pay frequency

• Each recurring bill’s category, name, amount, and frequency

YOUR DOWNLOAD INCLUDES

• A protected Microsoft Excel workbook

• 100 recurring-bill entry rows

• 13 bill categories

• Seven bill-frequency options

• Five pay-frequency options

• Results displayed in dollars and in hours and minutes

• Guided navigation between your bills and results

• Links to share feedback and explore other Groundwork tools

IMPORTANT

Microsoft Excel desktop is required. The workbook was tested in Microsoft Excel for Windows and is not designed for Google Sheets.

Weekly, biweekly, and other recurring amounts are converted into average monthly equivalents. Actual totals may differ during five-week or three-paycheck months.

Groundwork is an educational decision-support tool and does not provide financial, legal, tax, or investment advice.

Digital download. Personal use only. No resale or redistribution.