Money Smart Kids: The Parent's Financial Literacy Bundle (Ages 5-17)
Schools rarely teach children about money. So most of us learned the hard way, through debt, scams and salaries that disappeared before month-end.
Your child doesn't have to.
Money Smart Kids is a printable, step-by-step bundle that helps any parent teach financial literacy at home in about 15 minutes a week. It covers three age tiers in one bundle, so it grows with your family.
WHAT'S INSIDE (31 pages, PDF):
🟡 Little Savers (ages 5-8): what money is, where it comes from, needs vs wants, the Save / Spend / Share jars, earning, patience and sharing
🔵 Smart Spenders (ages 9-12): a first allowance, simple budgets, savings goals, comparing prices, banks and mobile money safety, advertising tricks, why borrowing costs extra, a first mini-business
🔴 Future Builders (ages 13-17): real household costs, the 50/30/20 budget, compound growth, debt traps and loan fees, spotting scams and pyramid schemes, saving groups (chama, susu, stokvel, tontine), assets vs liabilities, a 3-month income project
PLUS:
- 24 lessons, each with a "Say this" script, a hands-on "Do this" activity and "Check" questions
- 13 printable worksheets, including jar labels, a savings chart, a chore chart, budgets, a price detective sheet, a business plan and a scam spotter
- A monthly family money meeting guide and 20 conversation starters
- A progress tracker and 3 certificates
Made for families in developing economies, and anywhere else. The guide uses no currency signs, so you use your own money. The examples come from everyday life: markets, mobile money, school fees and savings groups.
You don't need to be good with money to use it. Many parents find their own habits improve as they teach.
Instant download. Print as many worksheet copies as your household needs. Educational content, not personalised financial advice.
