The Debt Strategy Analyzer

Stop Guessing. Start Saving. The Personalized Blueprint for Debt Freedom.

The Debt Strategy Analyzer is the ultimate digital companion to "Step by Step to Debt-Free Living: A Millennial’s Guide," turning the theory of debt repayment into an instant, actionable plan.

Forget complicated spreadsheets and confusing financial formulas. This powerful, easy-to-use software is designed to answer the single most critical question for anyone tackling debt: Which plan saves me the most time and money?

Key High-Value Features:

• ⚡️ Instant Comparison: Input your debts (credit cards, loans, etc.) once and instantly see the optimal payoff order for both the Debt Snowball (motivation) and Debt Avalanche (maximum savings) methods.
• 💰 Total Interest Saved: We do the math for you! The software calculates the Total Interest Paid under each scenario, clearly showing the exact cash difference between the two methods. See precisely how many thousands of dollars you can keep by choosing the most efficient path.
• ⏱ Time to Freedom: Get a clear, month-by-month estimate of your payoff duration based on your current payments and any extra money you dedicate to debt.
• ✅ Zero Subscription, Zero Hassle: This is a simple, client-side application (HTML/CSS/JS). Simply download, open in your browser, and run your analysis as many times as you need—no internet required and no recurring fees.

T

he Debt Strategy Analyzer eliminates the guesswork, procrastination, and confusion of managing multiple debts. It’s the tool you need to confidently execute the plan outlined in Chapter 6 of the eBook, ensuring every dollar you spend moves you closer to financial freedom.