Starting Now, Not Starting Over - a financial workbook for women

What You'll Receive

✔ 19-page Financial Rebuilding Workbook (PDF)

✔ Instant Digital Download

✔ Printable at Home

✔ Use Digitally or Print Multiple Copies for Personal Use

A stage-by-stage financial workbook for women rebuilding after divorce, career gaps, or other major life changes at 40, 45, 50, or beyond. No assumptions that you already have savings, an advisor, or a plan. Starts with "what do I actually have" and moves forward from there.

Is This Workbook Right for You?

This workbook was created for women who are:

✔ Going through a divorce or separation

✔ Rebuilding financially after a long marriage

✔ Returning to work after years away

✔ Managing money independently for the first time

✔ Planning for retirement later in life

✔ Feeling overwhelmed and wanting a clear place to start

Inside, you'll find:

• A "start here" guide to find your entry point based on where you actually are
• Getting the full financial picture — assets, debts, and documents, all in one place
• Divorce-specific steps most people miss: QDROs, the 10-year Social Security spousal rule, and the COBRA health insurance gap
• Building an emergency fund and budget from real zero
• Re-entering or growing income at midlife
• Retirement catch-up strategy using 2026 contribution limits
• Protecting what you rebuild — beneficiaries, credit, insurance
• A one-page cheat sheet you can return to anytime

A practical step-by-step workbook designed to guide you from uncertainty to a clear financial action plan.

This is an educational resource, not a substitute for a financial advisor, CDFA, or attorney familiar with your specific situation.