Simple Annual Budget Tracker

Have you ever reached the end of the year wondering where your money actually went?

Not because you didn’t earn enough —

but because everything stayed scattered, month after month.

The Simple Annual Budget Tracker was designed for one purpose only:

👉 give you a clear, calm view of your entire year — in seconds.

No complexity.

No unnecessary features.

Just clarity.

Why this template works

Most budget tools try to impress you.

This one tries to serve you.

From the moment you open the file, you can see:

• your total yearly income
• your total yearly expenses
• your balance
• your savings
• all summarized in one clean dashboard

Nothing to configure.

Nothing to learn.

You simply enter your numbers — and the year becomes readable.

What you get

✔ Annual Overview Dashboard

A single page showing the essentials:

• Total Income (Year)
• Total Expenses (Year)
• Balance
• Savings
• 1 clear bar chart (Income vs Expenses)

✔ Monthly Summary (Jan–Dec)

Track income, expenses, and balance for each month — automatically totaled for the year.

✔ Editable Categories

Adapt the tracker to your life, not the opposite.

✔ Notes Page

Reflect, adjust, and plan better for the next year.

Designed for real life

• Compatible with Excel 2016 and newer
• No macros
• No advanced formulas
• No technical knowledge required

If you know how to type numbers in Excel, you already know how to use this template.

Who this is for

✔ Individuals who want clarity, not complexity

✔ Freelancers & small earners tracking personal finances

✔ Anyone who wants a simple annual overview without stress

✔ People who believe good tools should feel calm to use

Who this is NOT for

✖ Users looking for complex automation

✖ Heavy accounting systems

✖ Overloaded dashboards and fancy graphics

This is intentional simplicity.

Why it’s different

Most budget templates focus on control.

This one focuses on understanding.

And understanding is what leads to better decisions.

Price: €5.99

A small investment for a full year of clarity.

📥 Instant digital download

Start using it today.