Cash Gap Calendar

A cash gap is a day a bill is due before the money is in the account. Headline income can be fine and the 1st of the month still fails.

Cash Gap Calendar is an Excel workbook that lists your monthly bills, lays them on a 12-month calendar, runs a cash balance forward from a starting amount, and paints any day red when that balance would drop below $0. Optional payday rows so you can see the gap between rent day and paycheck day.

Open the Example sheet first: eight bills, sample starting cash, and a January that already goes red so you can see what you are buying before you type a number.

No bank login. No subscription. Change one due date and watch the red count move.

What's included: Cash-Gap-Calendar.xlsx (working sheet, example, instructions) and Cash-Gap-Calendar-Guide.pdf (3 pages).