2027 Savings Challenge Tracker Spreadsheet: 52 Week, 100 Envelopes, Custom Goal, Excel Google Sheets

Run a savings challenge and see your progress: the classic 52-week challenge, the 52-week reverse, 100 envelopes, or your own goal split into equal deposits.

SAVE WITH THE BUNDLE: this file is also in the 2027 Money Bundle, $15 for all 6 spreadsheets ($37 if bought one by one, so you save $22): https://payhip.com/b/lr2gf

What's inside:

- Setup: pick the challenge, the start date and the amount step. With a $1 step, the 52-week challenge saves $1,378 and 100 envelopes saves $5,050. Pick a $2 or $5 step to scale it up. Custom goal splits your total into 1 to 104 weekly, every-2-weeks or monthly deposits.

- Challenge: every deposit with its amount and due date. Pick Yes under Done? when you save one, in any order. Type a different amount if you saved more or less.

- Board: all deposits as a grid that turns green as you save, handy for 100 envelopes.

- Dashboard: goal, saved, left, deposits done, whether you're ahead or behind for today's date, your next deposit, and how much to save each week to finish on time.

- Instructions tab first, dropdowns, locked formula cells and a layout designed for small screens.

Who it's for: Anyone doing a savings challenge who wants the math done and a clear picture of progress, without printing a chart.

Not financial advice. The file only does math on the numbers you type in.

Everything is typed in by hand. There is no live data and no account connection. The sample data is made up, so you can delete it and enter your own.

Format: one .xlsx file. Open it in Excel, or upload it to Google Sheets. It uses only standard formulas that both support. No macros, no add-ons, no links to other files.

Delivery: instant download after checkout. The download link is also in your receipt email.

Questions or a problem with the file? Use this store's Contact page, or email the address in your receipt. If the file doesn't work for you, we'll fix it or refund you.

License: personal use. Use it for yourself and your household. Please don't resell, share or re-upload the file.

Built and tested with AI assistance.