Smart Monthly Budget Tracker (Google Sheets Template)

Take control of your finances with this automated Google Sheets budget tracker designed to make budgeting simple, visual, and stress-free.

This spreadsheet does the math for you so you can focus on what matters most: your goals and peace of mind.

✨ What’s Included

✅ Smart Monthly Budget Template (Google Sheets)

✅ “Start Here” Instruction Guide

✅ Dynamic Calendar for bill tracking

✅ Visual charts (Budget vs. Actual)

✅ Auto-calculations for Income, Expenses, Savings, and Debt

✅ Customizable categories

✅ Step-by-step setup instructions

✅ Lifetime access

💡 Key Features

📅 Dynamic Calendar View – See upcoming bills, due dates, and recurring payments automatically.

💰 Budget vs. Actual Chart – Instantly see where your money goes each month.

⚙️ Fully Editable – Change categories, amounts, and visuals to fit your life.

📈 Smart Calculations – Totals, remaining budgets, and savings update automatically.

🧭 Beginner-Friendly – Set up in under 10 minutes, even if you’re new to spreadsheets!

📎 Perfect For

• Students and professionals
• Families managing shared expenses
• Small business owners tracking monthly costs
• Anyone ready to take control of their finances effortlessly