Debt Freedom Tracker — Avalanche & Snowball Payoff Planner

Plan your payoff, track every payment, and watch your freedom date get closer. ✦

How it works:

Add your debts, pick Avalanche or Snowball, and see your real payoff order and date — not just a rough estimate. Set a goal instead, and it'll calculate the exact extra payment you need to hit it. As you pay things down, log the real payments and everything — balances, progress, your freedom date — updates on its own.

Opening, saving, and picking back up:

It opens right in any web browser on your computer, no login required. Your progress autosaves as you go. Use Backup to save a copy of your data anytime, and Restore to bring it back — handy for switching between devices, or just keeping a safety copy.

*Mobile Version COMING SOON*

What makes this one different:

• Compare Avalanche vs. Snowball instantly
• Goal-date solver does the math backward for you
• Real payment log with automatic balance updates
• Full payment history
• Export to Excel, Numbers, or Google Sheets in one click
• Desktop and mobile friendly

Part of the Dream Ledger collection — intentional tools for building the financial life you're working toward.