FYM System — Financial Literacy Workbook + Web App Access

Most financial systems try to change what you do with money.

FYM starts earlier.

Before you fix your money, you need to understand what your money is already doing.

The FYM System helps you map your paycheck, bills, debt, spending money, and account roles in one place. The goal is simple: help you see what is already claiming your money, when pressure is coming, and how assigning money to different roles can create more clarity.

This product includes a Quick Start Guide, an Excel workbook, a Google Sheets workbook option, and access to the FYM web app while it remains in beta.

FYM does not tell you what to do with your money.

It helps you understand what your money is already doing.

You decide what fits your life.

WHAT YOU GET

1. FYM Quick Start Guide

A plain-language guide that explains:

- what FYM is

- how to start with your current money flow

- what each account role means

- how Money View, Hub Stress, and the Pay Period Map work

- how the workbook, Google Sheets option, and web app fit together

- how to use the web app link included with your purchase

2. FYM System Workbook

An optional workbook companion for users who want an offline or spreadsheet-based way to review their numbers.

The workbook helps you:

- map income and pay frequency

- list bills and debt obligations

- identify when bills stack in the same pay period

- understand Hub pressure and Protection Needed

- compare one-account blur against role-based money structure

- review debt, bills, timing, and account roles

- use Pay Period Map-style tracking to see what each paycheck is walking into

3. Google Sheets Workbook Option

No Microsoft Excel subscription is required.

A Google Sheets copy link is included so you can make your own private editable copy in Google Drive.

4. FYM Web App Access

The FYM web app is the deeper dive.

The web app runs in your browser. No Excel required.

Use it to enter your Genesis, view Money View, review Hub Stress, explore the Pay Period Map, and see how your debt, bills, timing, and account structure interact.

While the web app remains in beta, workbook buyers can use it as part of the FYM learning experience.

IMPORTANT NOTE

FYM is a financial literacy tool, not financial advice.

Projections are estimates based on the information you enter. FYM does not tell you what to do with your money. It shows what your money is already doing so you can make more informed decisions.

For major financial, tax, investment, or legal decisions, consult a qualified professional.