Spend Safe

Spend Safe — Budget Tracker | 8 Built-In Themes

Stop guessing what you can actually spend. Spend Safe shows your projected balance — your bank balance plus what's coming in, minus your bills, envelopes, and daily spending — so you always know the real number, not just what's sitting in your account today.

✔️ Projected Balance — see what's actually safe to spend

✔️ Bills & expenses checklist

✔️ Envelope budgeting by category

✔️ Daily spending — customizable for every single day

✔️ Previous period undo — one tap fixes a mistake

✔️ 8 built-in themes (Hearts, Glitter, Classic, brat, Halloween, Pickleball, Puppies, Christmas) — switch anytime, right inside the app

✔️ Auto-saves in your browser, plus backup export/import

No app, no account, no subscription. One file, one purchase, every theme included.

$5.99 · Instant download