# Wealth Start!

**50/30/20 Budget & Net Worth Planners**

*Budget Smarter. Know Your Worth. Start Building Wealth.*

Two complete spreadsheets in one bundle. Split your income with the proven 50/30/20 rule, then track everything you own and owe to see your net worth grow over time. Just enter your numbers and everything else updates automatically.

**What's Inside**

50/30/20 Budget Planner

- 💵 **Auto 50/30/20 Split**: enter your income and your needs, wants, and savings targets calculate instantly

- 🚦 **Budget vs. Actual Tracking**: colour-coded alerts show when a category goes over budget

- 📅 **12-Month Annual Overview**: log your needs, wants, and savings each month and see your full-year trend

Net Worth & Wealth Tracker

- 💰 **Assets & Liabilities Tracker**: list up to 15 assets and 15 liabilities side by side, each with its own category, and see your net worth instantly

- 📊 **Income & Expenses Overview**: log up to 10 income sources and 10 expenses, with category breakdowns and your net monthly cash flow

- 📅 **Monthly Snapshot History**: record your net worth each month to build a trend line, plus a year-over-year growth comparison

- 🏠 **Live Dashboard**: KPI cards, debt-to-asset ratio, 4 interactive charts, insights, and achievement badges

Both workbooks include a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change your income, a budget category, an asset, or a balance and every target, total, and chart updates automatically, with no manual work required. See where your money goes, then watch what it builds, all in one connected toolkit.

**What's Included**

- 2 spreadsheets in one bundle

- Instant .xlsx download

- Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets

- Works on all devices

- No macros, plugins, or add-ons needed

- Works with any currency, with no symbol hard-coded

- Built-in user guide and sample-data preview sheets in every workbook

- Clean, color-coded inputs so you always know what to edit

- Lifetime access and all future updates

**Who It's For**

Anyone who wants to start building wealth the simple way: people creating their first budget, anyone who wants to know their net worth, and anyone who wants to see their progress month by month. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**