The Job Loss Handbook
# The Job Loss Handbook — Complete 16-Document Workbook Collection (The 30-Day Financial Reset)
*Everything you need to sort out money, benefits, and health coverage after a job ends — in one calm system.*
Losing a job doesn't just cost you income. It costs you the clarity to think straight about money, benefits, insurance, and deadlines — all at once, all urgent, while you're supposed to be job hunting too.
This collection exists so you don't have to work it out alone at 11pm with fifteen browser tabs open.
## Built by someone who's been there
I'm Sam. I was fired without warning in early 2026, from a job I thought I'd hold for the rest of my working life. I went looking for clear guidance on what to do next and found surprisingly little — so I built it. First as the checklists I needed myself, then as this collection. Every page in here is something I wished someone had handed me that first week.
## What you get
**16 fillable documents** built on one simple loop: **Record → Compare → Verify.** Write down the facts first. Put your options side by side. Check the rule before you do anything you can't undo.
Every table and write-in line is a **real fillable form field** — 1,105 across the collection. Type straight in on an iPad, Mac, or PC. Or print: the pages run about **5% ink coverage**, so printing everything won't cost you a cartridge — which matters when money just got tight.
**Start here: 00 · The 30-Day Financial Reset Roadmap** — it puts all 16 documents in order, so you always know what comes next.
**The core six, in order:** Job Loss Money Triage (your first 7 days) · 13-Week Cash Runway Planner (how many months your money covers) · Benefits & Deadlines Organizer · Bill-Cutting & Creditor Call Kit (word-for-word scripts) · Health Coverage Comparison (COBRA vs. Marketplace vs. a spouse's plan, by real cost) · Tax & Retirement Decision Prep (ask these before touching a 401(k)).
**Eight situational guides — take the ones that fit:** Fired or Terminated · Job Loss After 50 · The Single Parent's Money Plan · One-Income Household Reset · First Paycheck Back Plan · Job Loss Without Severance · Unemployment Tax Organizer · Health Insurance After Job Loss.
**And the reference you'll use first: the State Benefits Directory** — the unemployment office *and* insurance department for all 50 states and D.C., every address tested, pointing at the filing portal rather than a homepage. It also gets right what most guides get wrong: COBRA is federal, not a state office — and filing for unemployment is **always free**, no matter what the ad above the real agency says.
## Not just worksheets — the reasoning too
Every guide opens with a **Why This Matters** page and closes with **What Usually Goes Wrong** — the expensive mistakes, named plainly. Every table shows a **filled-in example row** before you face a blank one, and a plain-English glossary decodes COBRA, SEP, HSA, and 1099-G the moment you hit them. Free templates assume you already know what to plan for. This assumes you're overwhelmed, and tells you what to do in what order.
## Current for 2026
The ACA's extra premium tax credits **expired December 31, 2025**. Subsidies are smaller this year, the income cap is back, and repaying excess advance credits is no longer capped. The health coverage guides say so plainly — because a guide written before that change quietly points you at "affordable" coverage that costs more than it used to.
## Format
**$17 — instant digital download.** 16 fillable PDFs plus the combined **168-page all-in-one edition** with bookmarks and a clickable contents page. Type into it or print it. Yours to keep and reprint any time. U.S. edition.
*One missed enrollment window can cost more than this collection several times over.*
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*A note on what this is:* educational and organizational only — not financial, legal, tax, insurance, or employment advice. It doesn't replace your state agency, your plan administrator, or a qualified professional. What it does is make sure you walk into those conversations with your facts already in order. When you're this overwhelmed, that's most of the battle.
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**Get the collection:** https://payhip.com/b/CqKna