2027 Budget Spreadsheet – Excel & Google Sheets Monthly Budget Tracker, Dashboard, Bill Checklist

Start 2027 knowing exactly where your money goes: log each expense once and the dashboard, budget-vs-actual and savings rate fill themselves in.

✓ One transaction log for the year – month and type fill in automatically

✓ Dashboard with income, expenses, saved, savings rate and running balance + chart

✓ Over-budget categories highlight automatically

✓ Bill checklist for 25 bills with a paid tick each month

WHAT'S INCLUDED

• ZIP with 2 .xlsx files: blank 2027 tracker + EXAMPLE file with a sample household

• 6 tabs: Start Here, Dashboard, Setup (up to 30 categories), Transactions, Monthly (budget vs actual), Bills

WHO IT'S FOR

Individuals, couples and families who want a simple yearly budget without an app subscription.

HOW IT WORKS

1. Download the ZIP instantly from Payhip and unzip it.

2. Open the .xlsx in Excel 2010+ / Excel on the web, or Google Sheets (File > Import > Upload).

3. Fill in Setup, then log transactions – everything else updates.

FAQ

Q: Do I need Excel?

A: No. It works in Google Sheets (free), Excel on the web and LibreOffice.

Q: Is my data shared with anyone?

A: No. It is a file you own – no account link, no access request.

Q: Which currency?

A: Any – amounts are plain numbers; change the cell format to your currency symbol.

GOOD TO KNOW

• Every tab shown in real screenshots of the included EXAMPLE file

• Includes a filled EXAMPLE file so you can see how it works before entering your own numbers

• No macros, no passwords, no locked cells

• Made by botkora with AI assistance · planning tool, not financial advice

• Instant digital download – nothing is shipped. Colours may vary by screen/printer.

• Questions or a file that won't open? Message botkora through the Payhip contact link and I'll help.