Lean Month Bill Planner

Know which bills you can cover before a slow month hits. Enter your slow-month income and bills, set each bill's priority, and the planner shows which bills are covered and how big any gap is. Free Excel file (lean-month-bill-planner.xlsx), formulas checked in LibreOffice. The one rule: plan your bills on your lowest month, not your average. Part of The Steady Stub, a short weekly email for freelancers, gig workers and tipped workers whose pay changes every month. Written with AI assistance, reviewed by a human. Not financial or tax advice.