Rooted: A Guide to Homeownership

The world has a way of making certain dreams feel like they belong to someone else. This guide was written for the ones who are quietly still reaching for homeownership anyway — certain it is possible, but unsure where to begin.

Written from lived experience, by someone who believes deeply that this path is more accessible than most people have been led to believe.

What you will find inside:

• Why homeownership is harder than it used to be — and why that is not the same thing as impossible
• How to understand and build your credit before you ever talk to a lender
• The truth about down payments — including 0% down loan options most buyers never hear about
• Washington State first-time buyer programs, with direct links to apply
• How the two-year employment rule actually works — and why it may not be the barrier you think
• How to build a team you trust: lenders, agents, and inspectors worth knowing
• How to read a market, write an offer, and ask sellers to help with closing costs
• One simple strategy that turns a 30-year mortgage into approximately 17 years
• What homeownership actually costs — and how to stay steady when the full picture lands