Credit Readiness Checklist

This checklist is perfect for:

• First-time homebuyers
• Renters preparing to purchase a home
• Individuals working on credit improvement
• Homebuyer workshop participants
• Anyone getting ready to apply for a mortgage

Use this checklist to stay organized, understand your credit profile, and take action before beginning the homebuying process.

Your path to homeownership starts with preparation, and reviewing your credit report is one of the first important steps.