Bank-Ready: Business Plan, Projections & Credit-Building Toolkit (Word + Excel Templates)

Walk into the bank with what lenders actually look for: a plan they can follow, numbers that hold up, and a business credit profile you built on purpose.

WHAT'S INSIDE

- How lenders think: the 5 C's of credit

- Your bank-ready score

- 12-month business credit-building roadmap

- Credit shortcuts and scams to avoid

- The lender-ready business plan, section by section

- How to make a specific, itemized funding request

- Projections built from real drivers, with 3 scenarios

- The ratios underwriters calculate, including debt coverage

- Funding options matched to your stage

- Document checklist and 90-day bank-ready plan

WHAT YOU GET

- 19-page PDF guide

- Editable Word templates: Lender-Ready Business Plan and Loan Request Letter & Summary

- Excel workbook that calculates for you: 3-year projections, loan payment, debt coverage ratio, break-even, use of funds, and a credit-builder tracker

- Ready to use in Word, Excel, Google Docs, or Google Sheets

Walk in prepared. Walk out funded.