Money Tree Budget Planner

Where does the money go? Now you'll actually know.

A full budgeting system built for Irish households, not a generic template with the € sign swapped in. Type in your gross salary and watch your real take-home pay calculate itself (2026 tax bands, USC, PRSI, the lot). From there, everything else follows: your monthly budget, bills, mortgage repayments, savings, sinking funds for Christmas and back-to-school, your net worth, all linked, all automatic.

What's inside: Take-Home Pay Calculator, Dashboard, Monthly Budget, Bill Tracker, Weekly Spending, Debt Tracker, Mortgage Tracker, Savings & Emergency Fund, Sinking Funds & Christmas Planner, Net Worth Tracker, Annual Review.

Built with real Irish numbers, Revenue.ie tax rates, CSO earnings data, current mortgage rates, back-to-school and Christmas spending averages. Works in Excel, Google Sheets, and Numbers.

€9.99. One spreadsheet, every number in your life.