Monthly Budget Planner Excel Spreadsheet, 12 Month Budget Tracker, Expense Tracker, Debt Payoff & Savings Goals, Any Currency

Stop wondering where your money went. This all-in-one Excel budget planner shows you in seconds: what came in, what went out, what you saved, and what's left over, every month for a full year.

Just type your numbers. Everything else is done for you.

★ WHAT'S INSIDE

- 12 monthly budget sheets: Budget vs Actual, with green when you're under budget and red when you're over

- Year Overview: automatic yearly totals plus charts by month and by category

- Savings Goals tracker: progress bars and exactly how much to save each month

- Debt Payoff planner: see the month you'll be debt-free and how much interest you'll pay

- Start Here guide: set up in 5 minutes, no Excel skills needed

★ WHY THIS ONE IS DIFFERENT

- Pick your currency once from a dropdown (41 currencies: $, €, £, R, ₹, ₦ and more) and the whole planner updates

- Formulas are locked, so you can't break it by accident

- Plan once in January and it copies forward to every month

- Rename any category once and it changes everywhere

- Print-ready: every page fits neatly on one page or saves as PDF

★ WHAT YOU GET

1 Excel file (.xlsx), an instant digital download. Nothing will be shipped.

★ WORKS WITH

Microsoft Excel (Windows & Mac, Excel 2010 or newer) and Excel for the web.

Please note: currency symbols do not show in Google Sheets or Apple Numbers.

★ HOW IT WORKS

1. Buy and download instantly

2. Open the Start Here tab and pick your currency

3. Type your budget into January, then track your spending all year

Questions? Message me anytime and I'll help you get set up.

For personal use only. Please do not resell or share the file.

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