Debt Payoff & Savings Tracker Printable | Fillable PDF | 10 Pages: Snowball, 52-Week Challenge & Emergency Fund | US Letter + A4

Get a clear picture of your debt and your savings in one calm, simple system, with no app and no spreadsheets. This 10-page printable tracker helps you list your debts, choose a payoff plan, log your payments and watch your savings grow. WHAT'S INSIDE (10 pages, landscape) 1. Cover, Table of Contents & How to Use 2. My Debts Overview (balance, interest rate, minimum payment, due date) 3. Payoff Strategy Planner (Snowball or Avalanche method) 4. Monthly Debt Payment Log (12 months) 5. Debt Progress Tracker (Debt-Free Thermometer + payoff celebration list) 6. Savings Goals Overview 7. 52-Week Savings Challenge ($1 to $52, total $1,378) 8. Sinking Funds Tracker 9. Emergency Fund Tracker (milestone ladder + monthly log) 10. Monthly Money Check-In WHAT YOU GET - 2 PDF files: US Letter and A4 - Fillable fields: type and tick on screen, or print and use a pen - Instant download, no account needed HOW TO USE 1. List every debt on page 2 with its balance, rate and minimum payment. 2. Choose Snowball or Avalanche on page 3 and set your payoff order. 3. Log your payments each month and tick off your progress. 4. Build your savings with the 52-week challenge, sinking funds and emergency fund pages. 5. Do a short Money Check-In each month to stay consistent. GOOD TO KNOW - Fillable fields work best in Adobe Acrobat Reader (free), Chrome or Edge. - Totals are filled in by hand (no automatic calculations). - This tracker is a personal organization tool and does not provide financial advice. - Digital product, no physical item will be shipped. - For personal use only, please do not resell or share the files. Questions? Message me, happy to help.