Net Worth Tracker 2027 Spreadsheet

See your net worth every month without retyping everything. List your accounts once; each month, type only the balances that changed. Blank months carry forward, so a house value or a car can be updated once a year.

WHAT YOU GET

• Balances: up to 30 accounts and 36 months, savings, investments, retirement, home, car and every kind of debt
• Only type what changed: blank months carry the last balance forward
• Dashboard: net worth, change this month, change since you started, assets, debts and debt-to-assets
• A breakdown by type with progress bars, and a chart of your net worth month by month
• Checks in plain words: what moved most this month, whether your debts are going down, accounts missing a type

HOW IT WORKS

1. List your accounts and pick each type.

2. Once a month, type what changed.

3. Read your net worth and how it's moving.

FORMAT

Excel (.xlsx). Works in Google Sheets (free) and Microsoft Excel. Opens with sample data so you can see it working; clear it in seconds. Formulas are protected (no password), so nothing breaks while you type. Instant download.

WHO MADE THIS

Built by someone who develops pricing and financial models for multi-million-dollar enterprise contracts for a living. Same discipline, made simple for tracking your net worth.

GOOD TO KNOW

• Digital download: nothing is shipped.
• For personal use. Please don't resell or share the file.
• For planning only, not financial advice.
• Questions? Message the shop or email tidyrate@outlook.com.