FundFlow — Smart Sinking Fund Planner | Excel Spreadsheet for Multiple Savings Goals

Stop being surprised by big expenses. Start saving with a plan.

FundFlow is a beautifully designed Excel spreadsheet that helps you track up to 10 simultaneous savings goals — with live status updates, automatic progress tracking, and a built-in monthly contribution log spanning 12 years.

What you get:

• 📊 Live Dashboard — see all your funds at a glance: currency, total saved, monthly budget, and overall progress in one view
• 📋 Smart Data Sheet — enter your fund details and let FundFlow calculate exactly how much to save each month (Goal ÷ months remaining — automatically)
• 📅 Monthly Log — record contributions month by month from Jan 2020 through Dec 2031
• ⚙️ Multi-Currency Support — choose from 20+ currencies; the symbol updates everywhere instantly
• 🔒 Protected & Foolproof — formula cells are locked so nothing breaks accidentally

Smart status alerts tell you exactly where you stand: 🎯 Goal Not Set · 🏆 Goal Reached · ✅ On Track · ⚠️ Behind Plan · 🚨 No Progress

Perfect for: Emergency funds · Holiday savings · Car maintenance · Home repairs · New tech · Annual bills · Any planned expense

✅ Works in Microsoft Excel and Google Sheets ✅ No subscription — buy once, use forever ✅ Instant download ✅ Free updates included ✅ Includes a complete 12-page User Guide PDF