Principles of The Frug Life

An experiment in AI

"Principles of The Frug Life" is a no-nonsense guide to personal finance, born from a blend of a CPA's expertise and a conversational, real-world approach. Rejecting the overly complex theories found in most financial books, author Rick distills the path to wealth into a few simple, actionable principles: earn, save, and invest.

This booklet is a collection of practical, common-sense advice on topics that matter most. You'll learn how to choose a bank with no hidden fees, track your spending without a restrictive budget, and decide whether a financial planner is right for you. Drawing on his own "do-it-yourself" philosophy, Rick provides clear guidance on navigating taxes, understanding different types of insurance, and avoiding the common financial pitfalls of big-ticket purchases.

"Principles of The Frug Life" is more than just a book—it's a mindset. It's about empowering yourself to take control of your money, so you can build a stable and prosperous future without the stress and confusion. Whether you're just starting your financial journey or looking to refine your habits, this book offers a clear and confident path forward.