Small Business Decision Toolkit

Price it. Staff it. Fund it.

Three financial decision models for growing service businesses: price and capacity, hiring economics, and 13-week cash timing. Use them as a sequence to decide whether to raise price, sell more, add capacity, hire, or protect liquidity.

Included

• Service Capacity & Pricing Planner — sustainable hourly-rate floor, billable capacity, service price floors, and Pricing / Demand / Capacity diagnosis

• Hiring Decision Engine — fully loaded employment cost, break-even revenue, six-stage ramp, 12-month cash impact, and GO / CAUTION / NO-GO signal

• 13-Week Cash Flow Forecast — weekly cash plan, minimum-buffer alerts, delayed-collection stress testing, scenarios, and actual-versus-forecast tracking

The toolkit follows a practical operating sequence:

1. Are prices and the service mix economically sustainable?

2. If capacity is the problem, can a new hire support itself?

3. If the change is made, can the business absorb the cash timing?

Purchased separately: $62.97. Toolkit price: $44.99.

For small-business owners, freelancers, consultants, agencies, coaches, bookkeepers, and service-business operators.

Digital spreadsheet bundle; no physical item is shipped. For educational and business-planning purposes only—not accounting, tax, legal, HR, insurance, investment, lending, or financial advice. Results depend on the assumptions entered.

Created with AI-assisted development tools under seller direction and review. Morrowfield Tools controls the product structure, testing, and final publication. For support, never send passwords, banking credentials, taxpayer IDs, full client lists, or unredacted sensitive financial records.