# Wealth Build!

**50/30/20 Budget, Debt Payoff, Debt-Free Journey & Compound Growth Planners**

*Budget Smarter. Clear Your Debt. Grow Your Money.*

Four complete spreadsheets in one bundle. Split your income with the proven 50/30/20 rule, pay off your debts with the smartest strategy, follow your progress every month, and project how the money you free up can compound over up to 40 years. Just enter your numbers and everything else updates automatically.

**What's Inside**

50/30/20 Budget Planner

- 💵 **Auto 50/30/20 Split**: enter your income and your needs, wants, and savings targets calculate instantly

- 🚦 **Budget vs. Actual Tracking**: colour-coded alerts show when a category goes over budget

- 📅 **12-Month Annual Overview**: log your needs, wants, and savings each month and see your full-year trend

Debt Freedom & Payoff Planner

- 📋 **Debt Tracker**: track up to 15 debts with balance, APR, and minimum payment

- ⚔️ **Avalanche vs. Snowball**: compare both strategies side by side to see your debt-free date and total interest

- 🗓️ **Month-by-Month Payment Schedule**: a full plan for whichever strategy you choose

Debt-Free Journey Planner

- ⏳ **Debt-Free Countdown**: see how many months until your final payment, with a projected debt-free date

- 🗒️ **Monthly Payment Log**: record every payment and compare it to your plan

- 🏆 **Milestone Tracker**: celebrate every debt you clear

- 💰 **Interest Saved Calculator**: see how much extra payments save versus paying only the minimum

Compound Interest & Investment Growth Planner

- 📈 **Month-by-Month Growth Schedule**: full balance, contribution, and interest breakdown for up to 480 months

- 🔁 **Flexible Compounding**: monthly, quarterly, semi-annual, or annual, with an optional yearly contribution increase

- 🚩 **Milestone Tracker**: set up to six savings targets and see exactly which month and date you'll reach each one

- ⚖️ **Scenario Comparison**: put two investment plans side by side and see the difference in final balance and interest earned

Every workbook includes a live dashboard with KPI cards and interactive charts.

**Why You'll Like It**

Everything recalculates instantly. Change your income, a balance, an extra payment, or an interest rate and every target, schedule, projection, and chart updates automatically, with no manual work required. Find the money, point it at your debt, then watch it grow, all in one connected toolkit.

**What's Included**

- 4 spreadsheets in one bundle

- Instant .xlsx download

- Compatible with Microsoft Excel 2016+, Microsoft 365, and Google Sheets

- Works on all devices

- No macros, plugins, or add-ons needed

- Works with any currency, with no symbol hard-coded

- Built-in user guide and sample-data preview sheets in every workbook

- Clean, color-coded inputs so you always know what to edit

- Lifetime access and all future updates

**Who It's For**

Anyone who wants to go from debt to growth: people juggling credit cards, personal loans, or auto loans who want a budget that frees up cash, a plan to clear what they owe, and a clear picture of what their savings could become. This bundle gives you the real numbers instead of guesswork.

**One-time payment, lifetime access & updates**