Debt Payoff Tracker — Google Sheets (Snowball & Avalanche + Debt-Free Date)

Stop guessing when the debt ends. List your debts, pick a strategy, and the Gridwell Debt Payoff Tracker builds your entire payoff plan — including the month you're DONE.

✨ WHAT YOU GET

• Up to 8 debts with balance, APR & minimum payment

• Snowball (smallest first) or Avalanche (highest interest first) — switch with one dropdown

• A 60-month automated payoff schedule — minimums on everything, every spare dollar attacking one debt at a time

• Your DEBT-FREE DATE, total interest, and a real chart of your debt shrinking

• When one debt dies, its payment rolls into the next automatically

💡 WHY YOU'LL LOVE IT

• One number to focus on: the debt-free date

• Add extra payments and watch the date jump closer

• Works on phone & computer, in free Google Sheets

📲 INSTANT ACCESS — click "Make a copy" and it's yours forever.

Planning tool with simplified monthly interest — not financial advice. For personal use only.