Ultimate Personal Budgeting Template - EXCEL

The Ulitmate Personal Budgeting Template.

This personal budgeting template provides the ultimate overview of your finances. Features include:

• Personalised dashboard with multiple visual features
• Net worth calculator
• Detailed savings tracker
• Debt repayment tracker
• Extensive monthly budgeting functions
• Step-by-step instruction guide, with examples

Your personal budget dashboard provides a comprehensive overview of your current financial position. All content within the dashboard is auto calculated from other sections within the template. The dashboard functions to provide an overview of:

• Your net worth
• Your average savings rate
• Total value saved, allocated or invested to date
• Total debt repaid
• Current "money pots" value
• Your average spending rate

It also provides visual overviews of your sources of income, your types of expenditure and income vs. expenditure for each month. The detailed table within the dashboard provides actual values for all income, expenditure and savings categories by month, quarter and for the full year.

Other functions include Money Pot allocation function and savings tracking. Watch your money grow with monthly investments.

The debt tracker provides an overview of all debt in one convenient location, with auto-calculation of the remaining balance based on repayments and interest rates.

The monthly budgeting tabs enable you to keep a detailed track of all income and expenses. We suggest you use the template as both a planning and recording tool. You can undertake financial forecasting for the upcoming 12 months by entering anticipated values for all income and expenses, which can be useful to highlight any shortcomings or months with surplus for saving. We suggest you complete this initially and then revisit and complete the actual values sections after each pay-day. 

If you have any questions about this product, please email us at hello@arionas.co.uk