Discipline To Keys - Credit Starter Kit

The Discipline to Keys™ Starter Kit is not another “credit repair guide.”

This is a system designed to take you from:

• Confused → Clear
• Reactive → Structured
• Denied → Positioned for Approval

Even if:

• You’re starting from scratch.
• You have collections, charge-offs, or late payments.
• You’ve tried “fixing your credit” before and nothing changed.

Understand why your current habits are keeping you stuck.

Shift from emotional spending → intentional control.

How to approach disputes the right way.

What actually needs to be removed vs. managed.

How to handle collections, charge-offs, and late payments.

How to build strong tradelines from scratch.

The exact utilization strategy banks reward.

How to mix accounts to increase your score potential.

How to structure your income, expenses, and payments.

Eliminate waste without feeling restricted.

Make your money work with purpose.