Treasure Trail: Savings Tracker (Excel & Google Sheets)

Saving money can feel invisible. Treasure Trail makes progress something you can see.

Set a goal, log your deposits, and uncover a hidden treasure map one square at a time. Every 1% you save reveals another piece of the picture, with practical numbers beside it so you always know where you stand.

What you'll see on your dashboard

• Savings progress: amount saved, percentage complete and amount remaining
• Monthly mission: your savings target and progress for the current month
• Estimated finish dates: projections based on your target pace and actual savings pace
• Your achievements: levels, streaks and your next milestone
• Your treasure map: a new square revealed for every 1% of your goal saved

Make saving a journey

• 12 monthly missions: work towards your monthly savings target
• Flexible targets: choose Scout, Explorer, Captain or set your own target. Customize individual months or skip a month without breaking your streak.
• 10 levels: progress from Apprentice Saver to Treasure Master
• 12 achievement badges: celebrate milestones along the way
• Built-in entry checks: common invalid entries are flagged, deposits outside your tracking period are excluded, and unusually large deposits require confirmation before they count towards your progress.

What's included

• Excel tracker: no VBA macros or scripts; formula cells are protected using Excel sheet protection, without a password
• Google Sheets tracker: a link to create your own copy
• Optional Google Sheets formula-restoration script: helps restore accidentally overwritten formulas and requires a one-time authorization step
• Start Here tab: get oriented before you begin
• Setup & Formula Protection Guide (PDF)
• Four-page User Manual (PDF)

Compatibility and practical details

• Set your own savings goal, currency and monthly targets.
• The Excel version uses no macros, and the tracker requires no add-ins.
• Tested in Microsoft Excel (Office 2024) and Google Sheets. Built with standard spreadsheet functions, no add-ins needed. Not tested on Excel for Mac, Excel for the web or mobile apps.
• The Google Sheets script is optional; review its authorization prompt before granting permission.
• One-time purchase. No subscription.

Pricing

Pay what it's worth to you: £7 minimum, £9 suggested.

Treasure Trail is designed to make saving feel more visible, engaging and rewarding, one small step at a time.

Built by an accountant with 20+ years of experience.

Questions? financemadesimple.support@gmail.com

Treasure Trail is a motivational savings-tracking tool, not financial advice.