The Money Foundations Bundle

Nobody sat you down and explained money. You were just expected to know it.

These five books start from zero and explain the money basics everyone is expected to understand. They cover where your money goes, how it grows, how debt grows faster, why it buys less every year, and the one number that ties it all together.

Plain English. Real numbers. No jargon without a plain definition. No hype, no product pitches.

📚 WHAT'S INCLUDED

📘 Budgeting Without the Misery (26 pages)

 A budget is a plan for money you haven't spent yet, not a punishment. Needs vs wants, emergency funds, and the bills that aren't monthly.

📘 Compound Interest Without the Misery (27 pages)

 Why the rate stays the same but the base keeps growing, on what you owe and on what you own. Simple vs compound, reading an APR, the Rule of 72, and why time is the biggest lever you have.

📘 Credit Without the Misery (27 pages)

 How credit cards actually charge interest, why the minimum payment is a trap, and how your credit score is really built.

📘 Inflation Without the Misery (26 pages)

 Why your money buys less every year, how inflation is measured, and how to work out your own personal inflation rate.

📘 Net Worth Without the Misery (28 pages)

 What you own minus what you owe. A fill-in balance sheet, why negative is normal early on, and every level from below zero to $10 million.

🎁 BUNDLE-ONLY BONUS: THE MONEY FOUNDATIONS WORKBOOK (31 pages)

Eleven fill-in sheets that turn the books into your own numbers. Not sold separately.

✔️ Where My Money Goes (30-day spending tracker)

✔️ My Monthly Budget

✔️ Sinking Funds Planner

✔️ Emergency Fund Target

✔️ My Debts

✔️ Credit Check-up

✔️ What Growth Looks Like

✔️ My Personal Inflation

✔️ My Net Worth Balance Sheet

✔️ Net Worth Tracker

✔️ Monthly Money Check-in

✅ INSIDE EVERY BOOK

✔️ A worked example with real numbers for every idea (54 across the bundle)

✔️ Practice problems with full worked answers at the back (52 across the bundle)

✔️ Fill-in worksheets

✔️ A "Try This Now" page of actions for this week

✔️ A plain-English glossary

✔️ A one-page "5 Things You Actually Need to Remember" summary

👤 WHO IT'S FOR

Adults who feel they were never taught this and want it explained properly. You don't need any prior knowledge. If you can use a calculator, you have everything these books ask of you.

🚫 WHO IT'S NOT FOR

Anyone looking for stock tips, get-rich-quick plans or advice on their personal situation. These books explain how money works so you can make your own decisions.

📥 WHAT YOU GET

Six PDF files (5 books and 1 workbook, 165 pages in total), delivered instantly. Read them on any phone, tablet or computer, or print them. The workbook is designed to be printed and filled in by hand.

Educational only. Not financial, investment, tax or legal advice. US-focused. Instant PDF download.