First 90 Days in Australia

Miss your TFN before the first payday and 47 per cent of it is withheld. The first weeks in Australia are a sequence, and the order matters.

This is the day-by-day companion for weeks one to twelve: TFN, bank, Medicare or OVHC, SIM, rental, first payday checks, then the 30-to-90-day settling jobs. Universal to every visa and every country. Pairs with any Australia Ready guide, or stands alone if arrival is the part you need. Written by a senior HR professional with fifteen years on the hiring side of Australian migration. Opens in any browser, works offline.

What's inside

• The first-week sequence in the right order: TFN, bank, myGov, Medicare or OVHC, SIM, transport
• Renting without local history: applications, condition-report photos, bond rights
• First payday checks: super arriving, award rate, payslip anatomy
• Days 30 to 90: GP registration, licence conversion, credit footprint, community
• The honest chapters: trailing partner reality, family distance, and the rookie mistakes
• Every figure verified 1 July 2026, plus 6 working templates and checklists that save your progress

Pays for itself in week one: the TFN-first step alone protects nearly half your first pay from being withheld.

General settlement information, not migration or legal advice. For your visa specifics, speak to an OMARA-registered agent before you arrive.